Terms and Conditions

Private Multi Family Office — PMFO

Last updated: 15 June 2026

These Terms & Conditions govern your use of the PMFO website and any content, resources, forms, client login areas or digital services made available through this website.

By accessing or using this website, you agree to these Terms & Conditions. If you do not agree, you should not use this website.

1. About PMFO

This website is operated by Private Multi Family Office, trading as Private Multi Family Office and PMFO.

In these Terms & Conditions, “PMFO”, “we”, “us” and “our” refer to Private Multi Family Office. “You” and “your” refer to any person who accesses or uses this website.

Our contact details are:

Private Multi Family Office
Level 10, 65 York Street
Sydney NSW 2000
Email: info@pmfo.com.au
Phone: +61 2 8296 0800

2. Website information only

The content on this website is provided for general information purposes only.

Unless expressly stated otherwise, the information on this website does not constitute personal advice, financial product advice, tax advice, legal advice, accounting advice, investment advice, estate planning advice or any other professional advice.

You should not act or refrain from acting based on website content alone. Before making decisions about your personal, family, business, financial, tax, investment, succession, estate planning or philanthropic affairs, you should seek advice from appropriately qualified professional advisers who understand your circumstances.

3. No client relationship created by website use

Your use of this website, submission of an enquiry form, use of a client login area, telephone call, email or other communication with PMFO does not, by itself, create a client, adviser, fiduciary, trustee, accountant, tax agent, financial adviser or professional relationship with PMFO.

A client relationship is only formed when PMFO confirms in writing that it has accepted your engagement and any required engagement letter, scope of work, disclosure document, identity verification or onboarding process has been completed.

PMFO may decline to provide services at its discretion, including where required for legal, regulatory, conflict, capacity, professional or risk management reasons.

4. Professional services and engagement terms

PMFO’s services may include family office, advisory, virtual CFO, tax, accounting, superannuation, agribusiness consulting, philanthropy, family succession, governance, portfolio management, responsible investment, international client and related services.

Any professional services provided by PMFO will be governed by separate engagement terms, scope documents, service agreements or disclosure documents, as applicable.

If there is any inconsistency between these Terms & Conditions and a signed engagement letter or service agreement between you and PMFO, the signed engagement letter or service agreement will prevail to the extent of the inconsistency.

5. Financial, tax and regulated services

Some services or communications may relate to financial, investment, taxation, accounting, superannuation, estate planning or other regulated matters.

Where PMFO provides regulated services, those services will only be provided through appropriately qualified, registered, authorised or licensed persons, or in conjunction with external professional advisers, where required by law.

Any financial product advice, tax agent services, accounting services, legal services or other regulated services will be provided only where PMFO or the relevant adviser is authorised, licensed, registered or otherwise permitted to do so.

Website content should not be interpreted as a recommendation to acquire, dispose of, hold or change any financial product, investment, structure, entity, trust, superannuation interest or other arrangement.

6. Accuracy and currency of information

PMFO takes reasonable care to ensure that the information on this website is accurate and current at the time of publication. However, information may change over time and may not always reflect the most recent legal, tax, regulatory, market, investment or professional developments.

PMFO does not warrant that website content is complete, accurate, current, suitable for your circumstances or free from errors.

We may update, change, remove or replace website content at any time without notice.

7. Your use of the website

You agree to use this website only for lawful purposes and in a way that does not infringe the rights of PMFO or any third party.

You must not:

use the website for unlawful, fraudulent, misleading or harmful purposes
attempt to gain unauthorised access to any system, client portal, data, account or network
interfere with the security, operation or availability of the website
upload or transmit viruses, malware, harmful code or disruptive material
scrape, harvest, copy or extract website content at scale without permission
impersonate another person or misrepresent your authority
use the website in a way that could damage PMFO’s reputation, systems, clients or professional relationships.

PMFO may restrict, suspend or block access to the website where we consider it necessary to protect our systems, users, clients, professional obligations or legal interests.

8. Client login and digital portals

If this website provides access to a client login area, portal or secure digital service, you are responsible for maintaining the confidentiality of your login details and for all activity that occurs using your account.

You must notify PMFO promptly if you become aware of any unauthorised access, suspected security incident, incorrect information or misuse of your account.

PMFO may suspend or restrict portal access where we consider it necessary for security, legal, compliance, professional or operational reasons.

9. Intellectual property

Unless otherwise stated, all intellectual property rights in this website and its content are owned by or licensed to PMFO.

This includes text, graphics, icons, logos, layouts, design elements, downloads, documents, images, video, audio, software, user interface elements, resources and other materials.

You may view, download or print website content for your personal or internal business use only, provided you do not alter the content and you retain any copyright, trade mark or proprietary notices.

You must not reproduce, republish, adapt, distribute, communicate, commercialise, frame, scrape, reverse engineer or otherwise exploit website content without PMFO’s prior written consent.

10. Trade marks

The names Private Multi Family Office, PMFO, associated logos, marks, taglines and brand elements are trade marks or brand assets of PMFO or its related entities.

You must not use PMFO’s trade marks or brand assets without our prior written consent.

11. Third-party links and resources

This website may contain links to third-party websites, platforms, resources, tools or service providers. These links are provided for convenience only.

PMFO does not control and is not responsible for third-party websites, content, privacy practices, security, availability, accuracy or terms of use.

The inclusion of a third-party link does not imply endorsement, recommendation or approval by PMFO.

You access third-party websites and platforms at your own risk.

12. Events, publications and insights

PMFO may publish articles, insights, newsletters, event invitations, briefings or other educational content from time to time.

This content is general in nature and may not take into account your objectives, family circumstances, financial position, tax position, risk profile, legal obligations or broader advisory needs.

Past commentary, market information, examples, case studies or views should not be relied on as predictions, guarantees or advice.

13. No guarantees of outcomes

PMFO does not guarantee any particular financial, investment, tax, succession, governance, philanthropic, business, family, estate planning or strategic outcome.

Any examples, case studies, scenarios, testimonials, descriptions or service references on this website are illustrative only and may not reflect your circumstances or future results.

14. Limitation of liability

To the maximum extent permitted by law, PMFO excludes all liability for any loss, damage, cost or expense arising from or connected with your use of this website, reliance on website content, inability to access the website, cyber incident, third-party link, error, omission or interruption.

This includes direct, indirect, incidental, special, consequential or economic loss, loss of profit, loss of opportunity, loss of data, loss of goodwill, business interruption or reputational damage.

Nothing in these Terms & Conditions excludes, restricts or modifies any rights, remedies, guarantees or warranties that cannot lawfully be excluded, restricted or modified under the Australian Consumer Law or any other applicable law.

Where liability cannot be excluded but can be limited, PMFO’s liability is limited, to the maximum extent permitted by law, to the resupply of the relevant services or the cost of having the services supplied again.

15. Australian Consumer Law

If you are a consumer under the Australian Consumer Law, you may have rights and guarantees that apply automatically and cannot be excluded by these Terms & Conditions.

Nothing in these Terms & Conditions is intended to limit your rights under the Australian Consumer Law or any other law that cannot be lawfully limited.

16. Indemnity

You agree to indemnify PMFO, its officers, employees, contractors, advisers and related entities against any loss, damage, liability, claim, cost or expense arising from your breach of these Terms & Conditions, misuse of the website, unlawful conduct, infringement of third-party rights or unauthorised use of PMFO’s content, systems or intellectual property.

17. Privacy

PMFO handles personal information in accordance with its Privacy Policy.

By using this website, submitting information to PMFO or communicating with us, you acknowledge that PMFO may collect, use, disclose and manage personal information as set out in our Privacy Policy.

You should read our Privacy Policy before submitting personal information through this website.

18. Security and availability

PMFO takes reasonable steps to maintain the security and availability of this website. However, we do not guarantee that the website will be uninterrupted, error-free, secure or free from viruses, malware or other harmful components.

You are responsible for using appropriate security measures when accessing the website, including using secure networks, updated software and appropriate device protections.

PMFO may suspend, restrict or discontinue all or part of the website at any time for maintenance, security, operational, legal or business reasons.

19. Confidential information

You should not submit confidential, sensitive or highly personal information through this website unless requested by PMFO or through a secure channel approved by PMFO.

Information submitted through general website forms or email may not be secure. If you need to provide sensitive documents or confidential information, please contact PMFO to confirm the appropriate secure method of transfer.

20. Email communications

Email communications may not be secure, may be intercepted, delayed, corrupted or incomplete, and may be affected by technical issues outside PMFO’s control.

PMFO is not responsible for loss or damage caused by email transmission issues, except to the extent liability cannot be excluded by law.

You are responsible for ensuring that any email instructions, attachments or information you send to PMFO are accurate, complete and authorised.

21. Changes to these Terms & Conditions

PMFO may update these Terms & Conditions from time to time.

The updated version will be published on this website with the date of the latest update. Your continued use of the website after changes are published constitutes acceptance of the updated Terms & Conditions.

22. Severability

If any part of these Terms & Conditions is found to be invalid, unlawful or unenforceable, that part will be severed to the extent necessary and the remaining terms will continue in full force and effect.

23. Governing law

These Terms & Conditions are governed by the laws of New South Wales, Australia.

You submit to the non-exclusive jurisdiction of the courts of New South Wales and the courts entitled to hear appeals from those courts.

24. Contact

For questions about these Terms & Conditions, please contact: